Terms of Service

By using Xpens, you agree to the terms below.

Service

Xpens provides expense tracking, budgeting, invoicing, and related finance tools for individuals and organisations. Features vary by plan. We may update the product over time.

Accounts

You are responsible for safeguarding your credentials and for activity under your account. Organisation owners control membership and billing for their workspace.

Acceptable use

You may not misuse the service, attempt unauthorised access, interfere with other users, or upload unlawful content. We may suspend accounts that violate these terms or pose a security risk.

Billing

Paid plans renew according to the billing cycle shown at checkout. Fees are non-refundable except where required by law. Downgrades take effect at the end of the current billing period.

Disclaimer

Xpens is software tooling, not financial, tax, or legal advice. AI-generated insights are suggestions only. You remain responsible for compliance with applicable regulations.

Limitation of liability

To the maximum extent permitted by law, Xpensis provided “as is” without warranties. We are not liable for indirect or consequential damages arising from use of the service.

Last updated: June 2026